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If you're going to make use of a small-cap index like the Russell 2000, you might wish to pause and take into consideration why a great index fund firm, like Lead, doesn't have any kind of funds that follow it. The reason is because it's a lousy index.
I have not even resolved the straw man here yet, and that is the fact that it is fairly uncommon that you in fact have to pay either taxes or significant compensations to rebalance anyway. Most intelligent financiers rebalance as much as possible in their tax-protected accounts.
And of program, no one ought to be getting packed shared funds, ever. It's truly as well negative that IULs do not work.
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